Resident-Owned Community Development Financial Institutions (CDFIs) include Community Development Credit Unions (CDCUs) and Community and Individual Investment Corporations (CIICs) and aid in community development by generating and maintaining wealth within the community. Community residents, leaders, and organizations can use these tools to build capital for local residents and businesses. Because these tools can be implemented at a city or neighborhood level, they are not limited to urban areas, and can be successful in rural communities.

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